{
  "name": "Kinsey Haddock, Realtor",
  "tagline": "Trusted Coastal Real Estate Authority on Florida's Emerald Coast",
  "type": "RealEstateAgent",
  "market": "Panama City, FL",
  "experience_years": 15,
  "contact": {
    "phone": "+18503400646",
    "phone_display": "(850) 340-0646",
    "email": "kinseyhaddock@flpanhandlerealtor.com",
    "website": "https://kinseyhaddock.com"
  },
  "services": [
    "Buyer Representation",
    "Seller Representation",
    "Home Valuation",
    "Market Analysis",
    "Relocation Assistance",
    "Waterfront & Investment Property Guidance"
  ],
  "communities": [
    {
      "name": "Panama City",
      "slug": "panama-city",
      "url": "https://kinseyhaddock.com/communities/panama-city",
      "summary": "Historic downtown revival, established neighborhoods, and easy bay access."
    },
    {
      "name": "Panama City Beach",
      "slug": "panama-city-beach",
      "url": "https://kinseyhaddock.com/communities/panama-city-beach",
      "summary": "Gulf-front condos, sugar-white sand, and one of Florida's best beach lifestyles."
    },
    {
      "name": "30A / Santa Rosa Beach",
      "slug": "30a-santa-rosa-beach",
      "url": "https://kinseyhaddock.com/communities/30a-santa-rosa-beach",
      "summary": "Sixteen distinct beach towns along 26 miles of sugar-white sand."
    },
    {
      "name": "Destin",
      "slug": "destin",
      "url": "https://kinseyhaddock.com/communities/destin",
      "summary": "Harbor town heritage, world-class fishing, and premier Gulf-front living."
    },
    {
      "name": "Freeport",
      "slug": "freeport",
      "url": "https://kinseyhaddock.com/communities/freeport",
      "summary": "Bay-adjacent value, new construction, and quiet inland-coastal living."
    },
    {
      "name": "Watersound",
      "slug": "watersound",
      "url": "https://kinseyhaddock.com/communities/watersound",
      "summary": "Private coastal enclaves, refined amenities, and long-term investment quality."
    }
  ],
  "guides": [
    {
      "title": "Vacation Rental Investing in PCB, 30A & Destin",
      "url": "https://kinseyhaddock.com/vacation-rental-investing",
      "topics": [
        "Short-term rental revenue, occupancy and daily rate benchmarks by property type",
        "Licensing, zoning and lodging tax rules in Bay, Walton and Okaloosa counties",
        "Florida DBPR vacation rental licensing requirements",
        "DSCR, conventional and condotel financing",
        "STR-friendly Panama City Beach condo communities and HOA restrictions",
        "Property management fee tiers",
        "Short-term rental insurance and taxes"
      ]
    }
  ],
  "value_proposition": "Trusted coastal real estate authority on Florida's Emerald Coast, advising buyers, sellers, and investors on waterfront property, vacation rentals, new construction, condos, and relocation."
}