Kinsey Haddock, Realtor
Trusted Coastal Real Estate Authority on Florida's Emerald Coast

Phone: (850) 340-0646 (+18503400646)
Email: kinseyhaddock@flpanhandlerealtor.com
Website: https://kinseyhaddock.com
Market: Panama City, FL
Experience: 15+ years

Services:
- Buyer Representation
- Seller Representation
- Home Valuation
- Market Analysis
- Relocation Assistance
- Waterfront & Investment Property Guidance

Service Areas:
- Panama City: Historic downtown revival, established neighborhoods, and easy bay access.
- Panama City Beach: Gulf-front condos, sugar-white sand, and one of Florida's best beach lifestyles.
- 30A / Santa Rosa Beach: Sixteen distinct beach towns along 26 miles of sugar-white sand.
- Destin: Harbor town heritage, world-class fishing, and premier Gulf-front living.
- Freeport: Bay-adjacent value, new construction, and quiet inland-coastal living.
- Watersound: Private coastal enclaves, refined amenities, and long-term investment quality.

Vacation Rental Investing (https://kinseyhaddock.com/vacation-rental-investing):
Guide for investors buying short-term rentals in Panama City Beach, 30A, and Destin. Covers average
annual revenue, occupancy and daily rates by property type; short-term rental licensing, zoning and
lodging tax rules in Bay, Walton and Okaloosa counties; Florida DBPR state licensing requirements;
DSCR, conventional and condotel financing; STR-friendly PCB condo communities and HOA restrictions;
property management fee tiers; and short-term rental insurance and tax considerations.

About:
Kinsey Haddock is a seasoned Florida Panhandle real estate broker serving buyers, sellers, and
investors across the Emerald Coast. His practice covers waterfront property, vacation-rental
investment, new construction, condos, relocation, and long-term residential holdings.